At MOR Financial, we provide property developers with the short-term and bridge capital needed to acquire, build, and complete projects without the delays of traditional banks. Our programs are designed for active developers who demand fast approvals, flexible loan structures, and reliable funding to keep construction timelines on track and maximize profitability.
Smart Financing, Seamless Development
Why Affiliate With MOR?
Choosing the right financing partner can make the difference between a project that moves forward seamlessly and one that stalls before it ever breaks ground. At MOR Financial, we go beyond simply providing capital — we become a trusted partner invested in the success of your development.
Access to Reliable Capital
Developers can’t afford uncertainty. Because MOR lends directly from our private mortgage pool and trust deed investors, you never have to worry about funding falling through. When we commit, we deliver.
Faster Approvals and Closings
In development, delays cost money. Our streamlined underwriting and in-house team allow us to provide terms within 24–48 hours and close in as little as 7–10 business days.
Flexible Loan Structures
Every project is different, which is why we structure loans around your goals — whether it’s ground-up construction, acquisition, or repositioning an existing property.
Long-Term Partnership
Many of our developer clients return project after project because we don’t just fund deals — we help build businesses. MOR is here to support your growth, not just your next closing.
How the Program Works
At MOR Financial, we keep the financing process simple and transparent so you can focus on what matters most: building and completing your projects. Our program is structured to give developers confidence that funding will be there when they need it.
Here’s how the process works from start to finish:
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Submit Your Project
Provide us with key details about your development — property location, type of project, loan amount requested, and your expected timeline.
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Fast Review and Preliminary Terms
Our underwriting team evaluates the property and your project plan, focusing on asset value and exit strategy. You’ll receive preliminary terms within 24–48 hours.
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Streamlined Underwriting
Once you accept terms, we move into underwriting. Because we focus on the property and project potential, not endless personal documentation, our process is faster and developer-friendly.
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Funding
After approval, we fund directly from our private mortgage pool and trust deed investors. Developers can expect closings in as little as 7–10 business days with complete documentation.
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Build and Execute
With capital in place, you move forward with acquisition, construction, or redevelopment. For construction loans, rehab draws are released as work progresses to keep your project on schedule.
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Exit and Profit
Once the project is completed, you repay the loan through a sale or long-term refinance — and move on to your next opportunity with MOR ready to support you again.
Who This Program Is For
The MOR Financial Developer Financing Program is built for active property developers who need reliable, fast-moving capital to acquire, build, and complete real estate projects. If you are a builder or developer who can’t afford to wait on traditional bank approvals, this program was designed for you.
Our financing is ideal for:
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Residential Developers
Building or redeveloping single-family homes, townhomes, or subdivisions.
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Multi-Family Developers
Acquiring, constructing, or rehabbing 2–20 unit properties with value-add potential.
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Commercial and Mixed-Use Developers
Tackling projects that combine retail, office, or mixed residential with commercial elements.
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Experienced Fix-and-Build Investors
Developers who have completed successful projects and are looking to scale faster.
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Entrepreneurial Builders
Independent contractors and small-to-mid-size development companies needing consistent access to capital.

Start Earning From the Clients You Already Have
You’re already building projects and managing relationships. Now, let us help you turn those relationships into an additional revenue stream. Partner with MOR Financial today and discover how easy it is to earn commissions from the referrals you’re already making.

110+Projects Funded

100+Millions in Loans Approved

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Get Started Today
The MOR Investment Fund offers a compelling opportunity for those looking to diversify their investment portfolio with real estate-backed assets. Whether you are an individual investor or an institutional entity, we welcome you to explore the potential of investing with MOR Financial. For more information or to schedule a consultation, please contact us at