Grow Your Brokerage. Set Your Own Fees. Work With a Proven Lender.
As a licensed mortgage broker, your clients depend on you to connect them with financing solutions that deliver speed, reliability, and results. At MOR Financial, we specialize in hard money and private lending programs tailored for California’s real estate investors, and we let the brokers to set their own fees.
Our Broker Partnership Program is built for professionals who want to:
- Offer their clients more options beyond traditional banks,.
- Close deals faster with direct access to private capital.
- Earn top-tier compensation with a trusted lending strategic partner.
When you work with MOR, you’re not just submitting a deal. You’re joining forces with a lender that values your client relationships, protects your role, and rewards your referrals with generous broker payouts.
Find the Right Program For You
Fix-N-Flip Loans &
Rehab Loans
Property Type
SFR, Condo, Townhouses, 2-4 units
Loan Amount
80/80 or 90/100 or 100 of purchase price Max up to 70% of ARV
Term
6-24 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Bridge Loans
Property Type
Land, SFR, Condo, Townhouses, 2-4 units
Loan Amount
Up to 70% of LTV
Term
12 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Construction Loans
Property Type
SFR, Condo, Townhouses, 2-4 units
Loan Amount
Up to 50% of LTV
Term
12-24 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Property Type
SFR, Condo, Townhouses, 2-4 units
Loan Amount
Up to 75% of LTV
Term
12-60 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Property Type
Land, Retail, Industrial, warehouse, office, multifamily, assisted living, house of worship, specialty property.
Loan Amount
Up to 65% of LTV
Term
12-60 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Land Loans
Property Type
Land (Residentials, Commercials, & Industrial lots).
Loan Amount
Up to 55% of LTV
Term
12-60 months
Rate
9.99% to 12.99%
Fees
1-3%
Repayment
Monthly Interest Only
Why Partner With MOR Financial’s Broker Program?
When you choose a lending strategic partner, you’re trusting them not only with your client’s financing but also with your reputation. At MOR Financial, we’ve built our Broker Program around one goal: helping licensed mortgage brokers grow their business while protecting and rewarding their client relationships.
Here’s what sets our program apart-
- 1. Set your Own Earnings
Every loan you refer and we fund translates into real revenue for you. Our broker payouts are among the most competitive in the industry, giving you meaningful income for the value you bring.
- 2. Reliable Access to Capital
With MOR’s private mortgage pool and trust deed investors, your clients never face the uncertainty of “funds not available.” When we issue terms, you can trust we’ll deliver.
- 3. Faster Approvals and Closings
Real estate investors move fast, and so do we. Our underwriting process is streamlined, and most deals receive decisions in 24–48 hours. That speed helps you close more deals and keeps your clients coming back.
- 4. White-Glove Broker Support
Our dedicated broker team makes sure you have what you need at every stage. From structuring scenarios to navigating underwriting, we keep communication clear and responsive — so you look good in front of your clients.
- 5. Your Client, Your Relationship
Unlike some lenders, we never bypass our brokers. We respect your role and make sure your client relationship remains yours. We simply provide the financing solution that makes you their hero.
How the Broker Program Works
Working with MOR Financial is designed to be seamless. We know your time is valuable, and your reputation is on the line with every deal you bring us. That’s why our Broker Program is built around a simple, transparent process that keeps you in control and gets your clients funded quickly.
Here’s how it works-
-
Submit the Deal
Share your client’s loan scenario with our team. We accept everything from residential investment properties to fix-and-flip projects, bridge loans, and more.
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Fast Review and Terms
Our underwriting team evaluates the deal and provides preliminary terms — often within 24 to 48 hours. You’ll know right away where your client stands.
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Dedicated Support
From documentation to underwriting, our broker support specialists work alongside you, keeping communication clear and consistent at every stage.
-
Funding
Once approved, MOR Financial funds the loan directly from our private mortgage pool and investor network. Your client gets the capital they need, when they need it.
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Broker Compensation
After the loan closes, you receive your commission. No delays, no surprises — just reliable payouts for the value you provide.
Interested? Let’s Connect!
Share your contact information below, and one of our team members will get back to you as soon as possible.
Your Next Flip Deserves the Right Partner
Every successful real estate investor knows the deal isn’t just about finding the right property — it’s about securing the right financing at the right time. At MOR Financial, we specialize in making your projects possible, no matter how simple or ambitious they are.
With nearly two decades of experience, fast closings, and flexible loan structures, we’re here to ensure your next flip is funded quickly and profitably.
Don’t leave your success to chance. Let’s make your next project work — together.